What make? Which model? Will you go for a bright color like red, or one that hides the dust? 4-door, 8-cylinder, 5-speed? Contemplating a new (or new to you) car comes with many choices. But before you get your heart set on a specific car, it’s smart to get the financing lined up so you don’t speed ahead to a monthly payment you can’t afford.
CAR SHARING, AUTO REFINANCING AND INSURANCE
Driving is a necessity for many, but it can also be expensive, with an average annual cost of almost $8,700. Here are three easy ways to reduce your car expenses.
If you're paying too much in interest on your car or truck loan, refinancing could be a great way to save some serious dough. Interest rates for vehicle loans may have dropped since you financed your auto. Or maybe you've improved your credit score, which could qualify you for a lower rate. Either way, it could be worth hundreds of dollars in savings to get a new auto loan to replace your current one.
Topics: credit enhancement
We use credit scores every day providing them free to you in our mobile app and home banking platforms. They are very important to us as well as to banks, credit card providers, insurance companies and in many other areas of life. But it can be an impersonal way to do business if used on its own. So Finex Credit Union has adapted our personal service approach to use credit scores in lending; but only with other facts we have about you to provide a more accurate picture. Here are some illustrations.
Certificates of deposit, or CDs, are not the most exciting investments, but they are among the safest. They make perfect sense for the risk-averse or for people just looking to park some cash over a specific period of time.
Unlike Snoop Dogg, incoming college students might not have their minds on their money and their money on their minds. But if you're just starting out on campus and can put some of your focus on your finances, you have a great opportunity: Knowing how to manage your cash can save you endless headaches down the road.
Topics: Excel 24